The introduction of UPI (Unified Payments Interface) credit cards is a game-changer in the digital payments landscape. Traditionally, UPI transactions were linked only to bank accounts, but with the rise of UPI-enabled credit cards, users can now enjoy the best of both worlds—seamless UPI payments combined with the benefits of credit cards. If you’ve ever struggled with low … [Read more...] about UPI Credit Cards: Benefits, Features & Why You Should Get One
Vistara Co-branded Credit Card Changes: What IDFC & SBI Users Must Know!
Co-branded credit cards have become a game-changer for frequent travelers, offering exclusive perks such as complimentary lounge access, reward points, and travel insurance. One of the most popular choices for aviation enthusiasts has been the Vistara co-branded credit cards issued by IDFC First Bank and SBI Card. However, recent changes in their benefits and reward structures … [Read more...] about Vistara Co-branded Credit Card Changes: What IDFC & SBI Users Must Know!
5 Genuine Reasons You Should Stop Your SIP Immediately
Systematic Investment Plans (SIPs) are often considered one of the best ways to invest in mutual funds. They help investors stay disciplined, take advantage of rupee cost averaging, and build wealth over time. However, despite their benefits, there are situations where stopping an SIP might be the right choice. If you've been investing through SIPs and are wondering whether … [Read more...] about 5 Genuine Reasons You Should Stop Your SIP Immediately
Retirement Planning: How to Calculate Your Ideal Corpus
Retirement is one of the biggest financial milestones in life. While many people dream of a stress-free retired life, few know exactly how much money they need to achieve it. The key is to plan ahead and calculate your retirement corpus based on your expected expenses, inflation, and investment returns. In this post, I break down the steps to estimate your retirement corpus, … [Read more...] about Retirement Planning: How to Calculate Your Ideal Corpus
NPCI’s Strategy to Alleviate Banking Channel Congestion: A Comprehensive Overview
In the rapidly evolving landscape of digital payments in India, the National Payments Corporation of India (NPCI) plays a pivotal role in ensuring seamless transactions. As digital payments surge, banks face increased pressure to process numerous small-value transactions, leading to system congestion. To address this, NPCI is considering a strategic reduction in interchange … [Read more...] about NPCI’s Strategy to Alleviate Banking Channel Congestion: A Comprehensive Overview