Filling out a bank challan is an essential skill for managing various financial transactions in India. Whether you're paying taxes, university fees, or utility bills, understanding how to correctly fill out a bank challan can save you time and avoid errors that could lead to delays or penalties. This blog post will walk you through the process of filling out a bank challan step … [Read more...] about Information And Best Practices to Filling a Bank Challan
Account Maintenance
The Comprehensive Guide to Add-on [Credit And Debit] Cards
![The Comprehensive Guide to Add-on [Credit And Debit] Cards](https://www.bankingminutes.com/wp-content/uploads/2024/04/CC-and-DC-1-150x150.png)
In the context of credit and debit cards, add-on cards have become an increasingly popular tool for managing expenses and enhancing financial flexibility. Whether you're looking for an additional debit card linked to your primary account or seeking to extend credit privileges to a family member or trusted individual, add-on cards offer a range of benefits and features worth … [Read more...] about The Comprehensive Guide to Add-on [Credit And Debit] Cards
How To Surrender Your (Additional) Pan Card? [Having More Than One PAN Is Illegal]
A PAN is a unique 10-digit number allocated to every taxpayer. By law, each person can have only ONE PAN Card. So how do you end up more than one PAN Card? There may be any of the following reasons for this: Now, even if it is not reason #3, having more than one PAN card is illegal, and you could invite a penalty of up to Rs. 10,000. So you must hold only one PAN and … [Read more...] about How To Surrender Your (Additional) Pan Card? [Having More Than One PAN Is Illegal]
What Is Credit Card Delinquency? How Does It Affect You? What should you do to Avoid It?
Credit card delinquency is a serious issue that can have a negative impact on your finances and your credit score. It occurs when you fail to make at least the minimum payment on your credit card bill for 30 days or more. There are a number of reasons why people may become delinquent on their credit card payments. Some common causes include: If you become delinquent on … [Read more...] about What Is Credit Card Delinquency? How Does It Affect You? What should you do to Avoid It?
HDFC Diners Club Black Credit Card – Benefits, Charges, Eligibility – Is It For You?
The HDFC Diners Club Black Credit Card is a premium credit card that offers a host of exclusive benefits, making it one of the most sought-after cards in India. The HDFC Diners Club Black Credit Card is a great option for high-income earners who are looking for a card with a wide range of benefits. However, the annual fee is high, so it is important to consider whether the … [Read more...] about HDFC Diners Club Black Credit Card – Benefits, Charges, Eligibility – Is It For You?