FD laddering is an investment strategy that involves dividing your investment amount into multiple fixed deposits (FDs) with different maturity dates. This creates a "ladder" of staggered maturities, which gives you the flexibility to access your money as needed while still earning a good return on your investment. For example, let's say you have ₹100,000 to invest. You … [Read more...] about What Is FD Laddering? How Is It Better Than Regular FD? | Try FD Laddering To Maximise Your Profits!
Investment Options
Post Office Time Deposit Scheme: Interest Rate, Features, Tax Benefits | Is It A Good Investment?
The Post Office Time Deposit Scheme is a government-backed savings scheme that offers guaranteed returns on investment. The scheme provides four different types of accounts with varying maturity dates, from one year to five years. Interest rates on post office time deposits are currently 6.90% to 7.50% per annum, depending on the tenure of the deposit. One of the key … [Read more...] about Post Office Time Deposit Scheme: Interest Rate, Features, Tax Benefits | Is It A Good Investment?
How To Select The “Best Bank” In India? What Are The Factors Someone Should Consider?
When someone asks me to suggest the "best bank" - I usually say I can't! It is because, everyone's purpose of choosing a bank differs. For some, having advanced technical features would be a plus. For the others, the same thing could be a minus! Some would prefer good, and respectful customer service. So it really comes down to one's own preference. There are many … [Read more...] about How To Select The “Best Bank” In India? What Are The Factors Someone Should Consider?
Take Note Of THESE Features Of The Senior Citizen Savings Scheme That You Might Not Like!
The Senior Citizen Savings Scheme (SCSS) is a government-backed retirement benefits program that allows senior citizens to invest a lump sum and receive regular income along with tax benefits. The scheme is administered by the National Savings Institute (NSI), a department of the Ministry of Finance, Government of India. To be eligible to open an SCSS account, you must be a … [Read more...] about Take Note Of THESE Features Of The Senior Citizen Savings Scheme That You Might Not Like!
Top 5 Small Cap Mutual Funds That Will Get You Great Returns
Small-cap mutual funds invest in companies with a market capitalization of less than Rs. 5000 crore. These companies are typically young and growing, and they have the potential to generate high returns. However, small-cap funds also carry more risk than other types of mutual funds. Here are the top 5 small cap mutual funds that have the potential to get you great … [Read more...] about Top 5 Small Cap Mutual Funds That Will Get You Great Returns