When we buy health insurance, we often look at the sum insured, the network of hospitals, and the premium. But what many of us miss out on are riders—optional add-ons that can significantly enhance your health insurance plan’s utility. These riders are not just bells and whistles. When chosen wisely, they can help plug the gaps in your base policy and offer financial protection … [Read more...] about Top 5 Health Insurance Riders to Strengthen Your Policy in 2025
Personal Finance
RBI’s New Draft Rules May Reshape India’s Gold Loan Market in 2025
In India, gold is more than just a precious metal—it represents security, tradition, and a reliable financial fallback during emergencies. For millions, pledging gold ornaments or coins is often the fastest route to access urgent funds without entering the complexities of formal credit systems. But now, the Reserve Bank of India (RBI) is looking to introduce sweeping changes in … [Read more...] about RBI’s New Draft Rules May Reshape India’s Gold Loan Market in 2025
SBI Har Ghar Lakhpati Scheme: A Smart Step Toward Guaranteed Wealth Creation
For decades, the State Bank of India (SBI) has been synonymous with trust, financial discipline, and accessible banking for the common Indian. True to its legacy of empowering individuals from all walks of life, SBI has now introduced a promising deposit plan titled “Har Ghar Lakhpati”. The name itself reflects the vision — to make at least one person in every household a … [Read more...] about SBI Har Ghar Lakhpati Scheme: A Smart Step Toward Guaranteed Wealth Creation
Say Goodbye to SMS OTPs: Axis Bank Launches In-App Mobile OTP for Safer Banking
With digital banking becoming an everyday necessity, ensuring secure transactions is more important than ever. In a noteworthy move, Axis Bank has launched a new in-app Mobile OTP (One-Time Password) feature designed to provide a safer and more seamless banking experience for its customers. This development is not just about convenience—it’s about reinventing how we secure … [Read more...] about Say Goodbye to SMS OTPs: Axis Bank Launches In-App Mobile OTP for Safer Banking
IRDAI’s New Health Insurance Guidelines Explained: What Policyholders Must Know
In a move that could redefine the health insurance landscape in India, the Insurance Regulatory and Development Authority of India (IRDAI) has announced sweeping changes to the existing framework of health insurance. These new guidelines, which come into effect from April 1, 2024, aim to bring greater transparency, fairness, and efficiency in how health insurance is … [Read more...] about IRDAI’s New Health Insurance Guidelines Explained: What Policyholders Must Know
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