Credit card delinquency is a serious issue that can have a negative impact on your finances and your credit score. It occurs when you fail to make at least the minimum payment on your credit card bill for 30 days or more. There are a number of reasons why people may become delinquent on their credit card payments. Some common causes include: If you become delinquent on … [Read more...] about What Is Credit Card Delinquency? How Does It Affect You? What should you do to Avoid It?
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HDFC Bank Millennia Credit Card: Benefits, Cashbacks, Offers – Is This Card For You?
The HDFC Bank Millennia Credit Card is a premium credit card that offers a host of benefits to its users. These benefits include 5% cashback on popular everyday brands, 1% cashback on all other spends, 8 complimentary domestic airport lounge access annually, and ₹1000 worth gift vouchers on spends of ₹1,00,000 and above in each calendar quarter. The Millennia Credit Card … [Read more...] about HDFC Bank Millennia Credit Card: Benefits, Cashbacks, Offers – Is This Card For You?