A cheque is a widely accepted form of payment, used to transfer funds from one account to another. However, a cheque that is torn or damaged can cause problems for both the payee and the payer. A damaged cheque may not be accepted by banks or financial institutions, leading to delays in payment and possible penalties. In some cases, a torn cheque can even be deemed invalid, … [Read more...] about What To Do If A Cheque Is Torn Or Damaged?