Credit card delinquency is a serious issue that can have a negative impact on your finances and your credit score. It occurs when you fail to make at least the minimum payment on your credit card bill for 30 days or more. There are a number of reasons why people may become delinquent on their credit card payments. Some common causes include: If you become delinquent on … [Read more...] about What Is Credit Card Delinquency? How Does It Affect You? What should you do to Avoid It?